Home Affordability Calculator

Free home affordability calculator with instant results, powered by AI.

Annual household income ($)10000–5000000

Monthly debt payments ($)Car, student loans, credit cards

Down payment saved ($)0–5000000

Interest rate (%)0.1–20

Loan term

✨ Your Result

363,785

MAX HOME PRICE

Max Loan313,785

Monthly Payment1,983

DTI Ratio33.6

Down Payment13.7

Based on the 28/36 rule, you can afford up to $363,785 with a $1,983/mo payment. Your debt-to-income ratio would be 33.6%.